Understanding Car Accidents in Alabama
Common Causes of Car Accidents in Alabama
Many crashes across Lee County, Chambers County, and Macon County are caused by preventable behavior, including distracted driving, speeding, impaired driving, failure to yield, and following too closely. High traffic areas near Auburn University, Tiger Town, and major highways see increased accident rates, particularly during peak travel times and holidays.
High Risk Roadways in East Alabama and West Georgia
Interstate 85, U.S. Highway 280, and Highway 29 are frequent sites of serious collisions. Increased commercial traffic, commuters, and out of town drivers often contribute to complex accident claims involving multiple parties.
What To Do Immediately After a Car Accident in Alabama
When to Call 911 and Seek Medical Care
After any collision, safety comes first. Call 911 immediately if there are injuries, blocked roadways, or significant property damage. Even if injuries seem minor, medical evaluation is critical, as symptoms often appear hours or days later.
Gathering Evidence at the Scene
If you are able, document the scene with photos and videos. Capture vehicle damage, roadway conditions, traffic signs, and visible injuries. Obtain contact information from witnesses and exchange insurance information with other drivers.
Reporting the Accident and Obtaining a Police Report
Alabama law requires accidents involving injury, death, or significant property damage to be reported. A police report can play a key role in determining fault and supporting an insurance or legal claim.
Alabama Car Accident Laws Every Victim Should Know
Alabama’s Contributory Negligence Rule
Alabama follows a strict contributory negligence rule. If an injured person is found to be even one percent at fault, they may be barred from recovering compensation. Insurance companies often use this rule to deny valid claims, making early legal guidance essential.
Statute of Limitations for Alabama Car Accident Claims
In most cases, Alabama law allows two years from the date of the accident to file a personal injury lawsuit. Missing this deadline can permanently prevent recovery.
Minimum Insurance Requirements in Alabama
Alabama drivers are required to carry minimum liability insurance. Unfortunately, these minimum limits are often insufficient to cover serious injuries, which is why uninsured and underinsured motorist coverage can be critical.
